Hawaii Car Insurance - Auto Insurance Quote in HI

Hawaii Car Insurance - Auto Insurance Quote in HI

Hawaii's State motto: "Ua mau ke ea o ka aina i ka pono ("The life of the land is perpetuated in righteousness")"
Finding low cost auto insurance rates in Hawaii has never been easier.


CarInsurance.com offers the best Online Insurance Marketplace™ to help you comparison shop for the lowest local car insurance rates available. We offer one convenient place to get a quote and buy a policy in 20 minutes or less. In addition, we have all the resources you need to make informed decisions about your car insurance. You get great service from over a dozen of the most reliable and affordable insurance companies in Hawaii, so the only thing you do is shop to save money. The best rate in Hawaii last year, is not the best rate in Hawaii this year!

Hawaii Car Insurance Requirements

Hawaii state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 20/40/10 coverage.

Hawaii Insurance Coverage:

Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $10,000 Limit
Personal Injury Protection or Managed Care (PPO):$10,000 Limit
The state of Hawaii follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) helps pay for "reasonable and necessary" medical expenses for you and your passengers. Hawaii state law requires a minimum Personal Injury Protection coverage of $10,000.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Hawaii does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
When you get a quote at CarInsurance.com, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, CarInsurance.com's insurance agents are licensed in Hawaii and available to help you all the way through the quote and purchase process.

See how Hawaii's car insurance quotes are trending. CarInsurance.com's Average Premium Trend Tool shows these changes in Hawaii auto insurance rates, over the past few months. The arrow shows the montly trend and the graph shows the change in Hawaii's average car insurance rates over the past few months. Hold your mouse over the points to see Hawaii's annual average premium.
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